TSP Investment Intelligence
Stop Guessing With Your TSP.
Monigine watches the market so you don't have to.
Get personalized TSP allocation guidance based on your retirement goals, risk tolerance, current portfolio, and changing market conditions.
Know when to HOLD.
Know when risk is rising.
Know when a change may be worth considering.
What Monigine does
Six things every federal employee should be able to see about their TSP, in one place.
Personalized TSP Strategy
Built around the user's retirement horizon, goals, and risk tolerance.
Market Monitoring
Monitor relevant market and economic conditions.
Smart TSP Signals
Help users understand when to HOLD, WATCH, or consider reallocating.
TSP-Aware Intelligence
Designed specifically around TSP funds and TSP allocation restrictions.
Transparent Performance
Allow users to compare their strategy with an appropriate benchmark.
Plain-English Explanations
Explain recommendations without unnecessary financial jargon.
How Monigine works
Tell Monigine about your TSP
Your age, expected withdrawal horizon, risk tolerance and how you want to invest. Nothing is assumed for you.
Set your strategic baseline
Monigine proposes a Lifecycle Fund or a personalized fund mix that fits your horizon. You choose and keep it.
Monigine monitors the market
Regime, risk and momentum are tracked continuously and explained in plain English so nothing feels like jargon.
You get one clear action
HOLD, WATCH or REBALANCE — with the reason, the evidence behind it, and your remaining TSP moves.
Three plain-English action states
Your current strategy remains appropriate. Current market evidence does not justify an allocation change.
Market risk has increased, but evidence is not strong enough to justify using a TSP allocation change.
Current evidence may justify an allocation adjustment. Review the recommendation before making changes.
HOLD is a real answer, not a failure. Monigine only asks you to consider a change when the evidence clears its move-value, persistence and TSP move-budget rules.
Build your TSP strategy in a few minutes.
Free to start. No TSP account access required — Monigine never connects to or moves your money.
Build My TSP Strategy